Buying your first home is a major financial milestone — and it often comes with questions about affordability, rates, and long-term commitment. We simplify the process by building a structured plan before you even start house hunting.
Your mortgage should adapt as your life changes. Whether you’re purchasing a new property, refinancing to improve cash flow, or renewing an existing term, we approach every file strategically — not transactionally.
Private mortgage lending offers investors an alternative asset class backed by real estate security. We work with qualified investors seeking reliable, structured returns through carefully assessed lending opportunities.
Cash back mortgages are a type of mortgage that offers a cash incentive to homebuyers.
As a homeowner in Canada, you may be familiar with the process of renewing your mortgage.
Self-employed individuals in Canada face unique challenges when it comes to securing a mortgage.
At The Place To Mortgage we offer award winning property investor services.
If you’re a homeowner in Canada, you’re likely familiar with the concept of mortgage renewal rates.
If you’re a Canadian homeowner, you may have thought about using a second mortgage lender.
As a homeowner, you likely understand the importance of finding the right mortgage.
When it comes to applying for a mortgage in Canada, having a good credit history is typically a key requirement.
When it comes to buying a home, a good credit score is often seen as a prerequisite.
If you’re considering buying a second home in Canada, you’re not alone.
If you’re struggling to manage multiple debts with high interest rates.
Raw land purchases are restricted for the most part to a LTV (loan to value) of approximately 75% depending on zoning and purpose.
If you’re planning to build a new home or undertake a major renovation, you may be wondering how to finance the project.
Buying a new home is a significant investment, and sometimes, the home you purchase may not be exactly what you envisioned.
Home Equity Line of Credit (HELOC) is a low-cost borrowing option, using the equity you have in your home.
Commercial mortgages are an essential tool for businesses in Canada looking to purchase or refinance commercial properties.
Reverse Mortgages are mostly designed for Canadian homeowners aged 55 and older.
Are you ready to buy a home? The home buying process can sometimes be just as confusing and overwhelming as it is exciting.
Banks usually require a purchaser to have a minimum of 1.5% of the purchase price available for closing costs (on top of deposit/down payment).
Payment History Tips
Default mortgage insurance is in place to cover the lender in case the borrower defaults on his payments.
Although mortgage life insurance is not mandatory, it is important to ensure proper insurance protection is in place when purchasing a home.
Mortgage Glossary
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